Part A covers hospitalizations as well as costly medical procedures. Part B includes doctor appointments, X-rays, laboratory tests , and other similar services. Both part A and B cover medication. In addition, Medicare does not have the full range of dental, vision or hearing insurance. Medicare does not pay 100%. People who have Medicare are also eligible for a secondary insurance coverage or a savings plan that will help in these costs.

Medicare and Medicaid are not to be confused. Medicare is generally available to individuals who are 65 years of age or more, unless the recipient has a qualifying disability like blindness. Anyone applying to apply for Medicare has to have been employed for minimum of 10 years and contributed to Medicare. The spouse may be eligible to Medicare in the event that they’re working couples with a minimum of 10 yearsof experience as well as being qualified.

In order to be eligible for Medicare you must be 65 years old. The rules are not a any exception to this principle. It’s not the same as Social Security, where the individual can seek benefits before the age of 60. lmmz7irr9c.